Official curriculum roadmap, subject/topic distribution, negative marking rules, pacing guidelines, and solved sample questions.
🎯 Mapped Subjects & Topic Question Distribution
Total Question Pool100%
17 MCQs
Combined Active Syllabus
Anti-Money Laundering Act 2010
17 MCQs
Topic Pool
📊 Question Pool Structure
17 MCQs across fundamental, intermediate, and advanced concept tiers.
⚡ Recommended Pacing
45 to 60 seconds per MCQ. Flag complex problems and preserve 10 minutes for final revision.
⚖️ Scoring & Negative Marking
+1 mark per correct answer. In competitive tests with negative marking, -0.25 applies for incorrect guesses.
💡 Strategic Preparation & Exam Hall Guidelines
To maximize your score on Anti-Money Laundering Act 2010, candidates are advised to follow a structured three-pass approach. In the First Pass, solve all direct recall and formula-based questions within 30 seconds each to secure foundational marks. In the Second Pass, tackle multi-step analytical and quantitative reasoning problems. In the Third Pass, review marked questions and verify calculations.
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Under the Anti-Money Laundering Act (AMLA) 2010, the offence of 'Money Laundering' is defined under which section?
ASection 3
BSection 4
CSection 6
DSection 10
✓ Correct Answer:A - Section 3
📖 Step-by-Step Solution & Conceptual Rationale:
Section 3 of AMLA 2010 defines the offence of money laundering: A person commits money laundering if he acquires, converts, possesses, uses or transfers property knowing or having reason to believe that such property is proceeds of crime, or conceals/disguises its true nature.
Under Section 4 of the Anti-Money Laundering Act 2010, what is the punishment prescribed for committing the offence of money laundering?
ARigorous imprisonment for a term not less than one year but which may extend to ten years, and fine up to twenty-five million rupees, and forfeiture of property involved
BSimple fine of Rs. 50,000 only
CSix months imprisonment without fine
DSummary warning by the State Bank
✓ Correct Answer:A - Rigorous imprisonment for a term not less than one year but which may extend to ten years, and fine up to twenty-five million rupees, and forfeiture of property involved
📖 Step-by-Step Solution & Conceptual Rationale:
Section 4 AMLA 2010 prescribes rigorous imprisonment for a term between one and ten years, fine which may extend to 25 million rupees (amended to 50 million in 2020), and forfeiture of all properties involved in money laundering.
Under Section 6 of AMLA 2010, which autonomous body in the State Bank of Pakistan is established to receive and analyze Suspicious Transaction Reports (STRs)?
AFinancial Monitoring Unit (FMU)
BFederal Board of Revenue (FBR)
CNational Accountability Bureau (NAB)
DBanking Mohtasib
✓ Correct Answer:A - Financial Monitoring Unit (FMU)
📖 Step-by-Step Solution & Conceptual Rationale:
Section 6 of AMLA 2010 establishes the Financial Monitoring Unit (FMU), an autonomous body housed in the State Bank of Pakistan that serves as the national financial intelligence unit (FIU) to receive, analyze, and disseminate STRs and CTRs.
Under Section 7 of AMLA 2010, reporting entities (banks, financial institutions) are legally bound to file a Suspicious Transaction Report (STR) with the FMU within:
ASeven working days after forming suspicion or having reasonable grounds of suspicion
B30 days
CSix months
DEnd of financial year
✓ Correct Answer:A - Seven working days after forming suspicion or having reasonable grounds of suspicion
📖 Step-by-Step Solution & Conceptual Rationale:
Under Section 7(1) AMLA 2010 and FMU regulations, every reporting entity shall file an STR to the FMU within seven working days after forming a suspicion that transactions involve proceeds of crime.
What is a 'Currency Transaction Report' (CTR) under AMLA 2010 regulations in Pakistan?
AA mandatory report filed for any cash transaction exceeding the prescribed threshold (Rs. 2,000,000 or foreign equivalent) in a single day
BAn annual audit report submitted to shareholders
CA currency exchange receipt issued to airport travelers
DA quarterly report on bank interest margins
✓ Correct Answer:A - A mandatory report filed for any cash transaction exceeding the prescribed threshold (Rs. 2,000,000 or foreign equivalent) in a single day
📖 Step-by-Step Solution & Conceptual Rationale:
A CTR is a mandatory regulatory filing submitted by reporting entities to the FMU for all cash transactions (cash deposits, withdrawals, transfers) exceeding the prescribed threshold of Rs. 2 Million (20 Lakhs) or its equivalent in foreign currency.
Under Section 8 of AMLA 2010, an Investigating Officer may, with prior permission of the Court, order the attachment of property involved in money laundering for a period not exceeding:
A180 days (extendable by Court order)
B30 days only
CSeven days
DFive years automatically
✓ Correct Answer:A - 180 days (extendable by Court order)
📖 Step-by-Step Solution & Conceptual Rationale:
Under Section 8 AMLA, the investigating officer, upon finding that property represents proceeds of crime and is likely to be concealed or transferred, may order attachment of property for a period not exceeding 180 days.
Under Section 20 of AMLA 2010, which Court has exclusive jurisdiction to try offences of money laundering under the Act?
AThe Court of Session (designated as Special Court)
BThe Magistrate Class III
CThe Civil Judge Class I
DThe Family Court
✓ Correct Answer:A - The Court of Session (designated as Special Court)
📖 Step-by-Step Solution & Conceptual Rationale:
Section 20 AMLA 2010 provides that the Court of Session established under the CrPC shall be the Special Court to try offences under this Act, provided that if the predicate offence is triable by a Special Court (e.g. Accountability Court or Special Judge Central), that Special Court shall try the AML offence jointly.
What is the global inter-governmental policymaking body that sets international standards and evaluations for Anti-Money Laundering and Combating Financing of Terrorism (AML/CFT)?
The Financial Action Task Force (FATF), based in Paris, is the global watchdog that establishes international standards (40 Recommendations) to prevent money laundering, terrorist financing, and proliferation financing.
Under AMLA 2010, 'Tipping-Off' refers to the illegal act of:
ADisclosing to a customer or third party that an STR has been filed or that a money laundering investigation is being conducted
BGiving financial gratuity to a waiter
CRefusing to accept counterfeit currency
DAdvising a client on legal tax avoidance
✓ Correct Answer:A - Disclosing to a customer or third party that an STR has been filed or that a money laundering investigation is being conducted
📖 Step-by-Step Solution & Conceptual Rationale:
Section 34 of AMLA 2010 penalizes tipping-off: It is an offence for any officer or employee of a reporting entity to disclose to any person that an STR, report, or information has been communicated to the FMU, punishable with imprisonment up to 5 years and fine.
Under AMLA 2010, what is meant by a 'Predicate Offence'?
AAn offence specified in the Schedule to AMLA 2010, the proceeds of which may become the subject of money laundering
BAn offence committed only outside Pakistan
CA civil breach of contract without monetary consequence
DA misdemeanor punishable only with censure
✓ Correct Answer:A - An offence specified in the Schedule to AMLA 2010, the proceeds of which may become the subject of money laundering
📖 Step-by-Step Solution & Conceptual Rationale:
Under Section 2(xxv) of AMLA 2010, a predicate offence is any offence listed in the Schedule to the Act (e.g. corruption, drug trafficking, tax fraud, human smuggling) generating illicit proceeds that are subsequently laundered.
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